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Writer's picturePearl Business Services

Annual Information Statement - Purchase of Time Deposits. [AIS Update - 45]


The key information sources under this information category are as under:

S.No

Information Sources

Information Description

1

Purchase of Time deposits (SFT- 005)

Information relating to Purchase of Time deposits is reported by reporting entity (such as the bank) in the Statement of Financial Transaction (SFT).

2

Investment in Time deposit (Form 60/61)

Information pertaining to investment in Time deposit is reported in Form 61 where PAN is not furnished by the transacting party. PAN is populated based on aadhaar and other attributes of the person.

The approach for AIS processing and information handling is as under:

  1. Reporting entity reports the information relating to purchase of time deposits by a deposit holder through form 61A (SFT -005) (for PAN and non-PAN transactions) and through form 61 in case of non-pan transactions. Information thus reported under two different sources may contain duplicate values.

  2. Information under this category shall be listed on the basis of Reporting Entity, PAN of deposit holder and purchase value.

  3. Records with higher value of investment will be retained and information source with lower value will be marked as duplicate.

  4. The AIS information level feedback can be used for providing following inputs:

  • Information is correct

  • Information is not fully correct: This functionality can be used to modify details of product

  • Information relates to other PAN/Year

  • Information is duplicate / included in other information

  • Information is denied

  1. The feedback provided by taxpayer will be shown separately in AIS and will update the value in Taxpayer Information Summary (TIS).


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